Loan criteria in UK
Only available for a minimum loan of £10,000 over a minimum term of 60 months
The minimum age is 20. The maximum age of any borrower is 70 years
You must be a homeowner with a mortgaged property
You must be a UK resident with 3 years residential history
Ensure that your current mortgage plus requested loan amount when added together are less than 80% of your overall house value.